Yes! Basic necessities — food, transportation, utilities, and entertainment — cost about the same in Rockford as in other metro areas around the U.S., but the affordability of housing in Rockford is what drives the overall cost of living down. And while Rockford property values have been consistently increasing for about 10 years, Rockford’s median home price is still 53% below the national average, making the region more affordable than most comparably sized cities.

Illinois does have higher property tax rates on average than most states, and Rockford is no exception. Keep in mind, though, that because home values are roughly half the national average, the actual tax bill in Rockford is often comparable to or lower than what people pay in pricier metros. And for those looking to build, Rockford is offering a 3-year property tax rebate.

Violent crime in Rockford went down by 16% in 2025, marking the fourth consecutive year with a decline in the most serious offenses. The majority of violent crime in Rockford is the result of domestic violence, but programs like the Family Peace Center have made a huge difference with a 24-hour domestic violence hotline and supportive services.